In today’s economy renting is becoming the new normal in living arrangements for more and more Americans. Not only is leasing a home overtaking homeownership in nearly every age class, but sub-leasing is also on the rise. If you are someone interested in subletting or if you are looking for a room to rent for yourself then this article is for you. Finding a good roommate is akin to a crapshoot these days, so to help facilitate and ease the task of finding a trustworthy roommate we have put together a list of apps which help connect renters to subletters.
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Rent-to-Own Homes in Chicago, IL
Not only is Chicago, IL one of the largest cities in America, but also a wonderful place to live, work, and play. The terrific food, amazing weather, beautiful architecture, diverse culture, sandy shores, rich history, active nightlife, and exciting entertainment are just some of the things that make it easy to fall in love with Chicago. Here in Chicago, you can experience both the business hustle of New York City mixed with the old-fashioned charm of the Midwest.
What is a Home Appraisal?
Anytime you plan to buy a home you will want to hire a professional appraiser to determine the value of the home. Appraisals are typically conducted when a home goes up for sale by the owner, when a potential buyer wants to purchase a home for sale, or when a homeowner is attempting to refinance their home. The value of the home is determined by some factors including amenities, location, renovations, and similar aspects.
Avoiding Rental Scams
Avoiding rental scams requires one to be cautious and aware of some of the red flags which signal a scammer. Despite our desire to trust people, there is an element out there that is willing to do anything and everything it takes to take advantage of that desire to trust. Scammers exist in all corners of the economy, and they prey on anyone and everyone without discrimination. Rental scams are particularly more common than some other times of scams. Most people are looking for a place to live assume the deal is a legitimate one and often people are desperate to find a great deal on a place to live. This combination of factors makes rental scams hard to detect. Take a look at the following red flags which can help you identify an avoid rental scams.
Leasing Pitfalls to Avoid
Finding a good apartment can be a stressful and overwhelming experience. You will want to find an apartment that has good reviews, in a great location, fits within your budget requirements, provides a great value, and has the amenities available that fit your lifestyle. On top of juggling all of the things you will want in an apartment there are many pitfalls you will want to avoid as well.
Bad Credit Keeping Millennials out of the Housing Market
It is a well-known fact that Millennials are facing the steepest challenges of any other generation when it comes to buying a home. Millennials are a saddled with much lower debt to income ratios than previous generations. Additionally, the majority of this generation start off their early twenties saddled with student loan debt or bad credit and a lot of the time both, Having bad credit impacts the interest rates offered by lenders for a mortgage. Understanding credit reports and why they are so important can go a long way to help alleviate the financial pressure many Millennials face today and taking steps to improve their credit scores is the best way to prepare this generation for the changing landscape of home ownership.
Nashville, TN Rent-to-Own Homes
Nashville, TN is known as Music City and is the world capital of country music. In Nashville, there is always live country music playing somewhere in town. There are roughly one hundred and fifty live music scenes scattered all around the Nashville area. You can find the Musicians Hall of Hall Fame and Museum along with the Country Music Hall of Fame in Nashville. You will also find the Grand Ole Opry at the Gaylord Opryland Resort and Convention Center. This heart of Country music hosts over sixty festivals and events which include the Americana Music Festival and the Country Music Awards.
Green Rooftops
Green rooftops are a trending thing here in the United States and all around the world. Besides just being beautiful a rooftop garden has a plethora of benefits such as producing food, reducing carbon dioxide, emitting back oxygen to breathe, cooling down the area and reducing energy consumption and expenses.
Should you Move when your Rent goes Up?
It inevitably happens to everyone who rents. You get a letter in the mail or tacked to the door saying your rent is going up. Often the rent hike is bearable, and you can deal with it, however, sometimes the rent increase can be shockingly high. When your rent increases significantly you immediately begin to wonder if you should move out and more affordable rental. The real question is how to know when your rent increase is high enough to warrant a move and ultimately if you should buy or continue to rent.
Credit Checks: Hard Pull vs. Soft Pull
When you apply for any type of credit, a lender will perform a hard pull on your credit report. But when getting pre-approval or when an employer checks your credit you will usually see a soft pull on your credit. But what is the difference between a hard pull and soft pull on your credit profile and when can you expect to see either type of pull? Knowing the difference between each kind of credit pull can help you in controlling your credit scores. So let us take a look at the two kinds of pulls, what each does to your credit score and in which scenarios can you expect to encounter either type.